Paychex vs OnPay

Last updated: 2025-11-27

This comparison focuses on who each tool fits best, pricing structure (where available), and the practical differences that matter for SMB payroll decisions.

At a glance

	Paychex	OnPay
Segment	MID	SMB
Best for	Businesses that want payroll with the option to add HR services and more hands-on support.	Small businesses that want reliable payroll and tax filing without a heavy HR suite.
Pricing	Custom pricing; varies by plan and services (check vendor site).	Typically a base fee plus per-employee pricing (check vendor site).
Key features	Payroll processing Tax services HR add-ons Benefits support Reporting	Payroll processing Tax filings Direct deposit Contractor payments Payroll reporting

Which should you choose?

Choose Paychex if…

You fit: Businesses that want payroll with the option to add HR services and more hands-on support.
You value its approach to payroll + HR tradeoffs.

Choose OnPay if…

You fit: Small businesses that want reliable payroll and tax filing without a heavy HR suite.
You value its approach to payroll + HR tradeoffs.

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